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Credit is
a financial fact of life. College students who learn
how to responsibly use credit cards and student loans,
as well as manage their day-to-day finances, will find
that it will benefit them in a surprising number of
ways as they begin their careers, postgraduate education
or start families of their own. A solid credit history
will help when applying for a job, renting an apartment
or car, and qualifying for utilities with having to
pay a large security deposit. It will also help save
money on insurance and loans to finance a home, car
or small business.
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